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high importance~2 Q in Tier 121 formulas⚡ 15 shortcuts5 subtopics

Marks, income–expenditure–savings & price–consumption

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Pass-marks template: candidate 1 scores p%p\% and fails by ff marks ⇒ pass mark =pM100+f= \frac{pM}{100} + f; candidate 2 scores q%q\% and exceeds by ee ⇒ pass mark =qM100−e= \frac{qM}{100} - e. Equate and solve for maximum marks MM.

Income–expenditure: savings = income − expenditure. If income is I and savings s%, expenditure = (100 − s)% of I.

Price rises, keep expenditure fixed: consumption must fall by 100r100+r%\frac{100r}{100 + r}\%. Price falls, same quantity-money: extra quantity bought =money×r100×reduced price= \frac{\text{money} \times r}{100 \times \text{reduced price}}; reduced price =r% of outlayextra quantity= \frac{r\% \text{ of outlay}}{\text{extra quantity}}.

Detailed notes

Pass-marks problems

The pass mark is one fixed number seen from two candidates:

  • A scores p% and fails by f marks → pass =pM100+f= \frac{pM}{100} + f.
  • B scores q% and scores e marks more than the pass mark → pass =qM100−e= \frac{qM}{100} - e. Equate the two: (q−p)M100=f+e\frac{(q - p)M}{100} = f + e → find M, then the pass mark. Example: 33% fails by 45, 45% exceeds by 15 → 12% of M = 60 → M = 500, pass = 210. Signs matter: fail-by pushes the pass mark up from the score, exceeds-by pulls it down. Single-candidate version: if the pass mark is given directly, pM100+f=pass\frac{pM}{100} + f = \text{pass} → M.

Income–expenditure–savings bookkeeping

savings = income − expenditure. Set income = 100 and all three numbers stay visible. Example: spends 80% of income; income rises 15%, expenditure rises 10%: 100/80/20→115/88/27100/80/20 \to 115/88/27 → savings rise 720×100=35%\frac{7}{20} \times 100 = 35\%. The percentage change in savings is almost never equal to the change in income — always recompute the new savings. If a person saves s% of income, expenditure is (100 − s)% of it.

Price vs consumption

expenditure = price × quantity, so quantity chip = expenditure chip ÷ price chip.

  • Price +25%, expenditure unchanged → quantity chip =1÷54=45= 1 \div \frac{5}{4} = \frac{4}{5} → cut 20%. (Standard formula: cut =100r100+r%= \frac{100r}{100 + r}\%.)
  • Price +20%, expenditure allowed to rise 8% → chip =108120=0.9= \frac{108}{120} = 0.9 → cut 10%.
  • Price +40%, consumption cut 25% → expenditure chip =1.4×0.75=1.05= 1.4 \times 0.75 = 1.05 → +5%. Never equate the consumption cut to the price rise — they are related by division, not equality.

Price cut with extra quantity

A price cut of r% on an outlay M saves r% of M; the saving buys the extra quantity at the reduced price. reduced price = (r% of M) ÷ extra quantity → original price = reduced ÷ (1 − r/100). Example: a 20% cut lets a family buy 5 kg more for ₹400 → saved = ₹80 → reduced price = 16/kg → original =16×54=₹20= 16 \times \frac{5}{4} = ₹20.

Exam traps

  • Fail-by and exceed-by act in opposite directions (+f, −e); a same-sign slip ruins M.
  • Savings % change ≠ income % change; compute the new savings from scratch.
  • Consumption cut ≠ price rise (20% ≠ 25%): divide the chips.
  • Depreciation/price-cut chains: work in chips, not in added percentages.

Quick revision

  • (q−p)M100=f+e\frac{(q - p)M}{100} = f + e for two candidates.
  • Income = 100 bookkeeping solves every savings question.
  • Quantity chip = expenditure chip ÷ price chip.
  • An r% cut saves r% of the outlay → extra quantity at the reduced price.

Types of questions asked

Every way this subtopic shows up in exams — how to recognise it, the formula or logic to use, and a solved example.

Type 1: Pass marks with two candidatesvery common2 practice Q
How to spot it:

'A candidate scoring p% fails by f marks; another scoring q% gets e marks more than the pass mark.'

(q−p)M100=f+e ⇒ M=100(f+e)q−p\frac{(q - p)M}{100} = f + e \ \Rightarrow\ M = \frac{100(f + e)}{q - p}
  1. Write pass mark from each candidate: pM/100 + f and qM/100 − e.
  2. Equate → (q − p)% of M = f + e → maximum marks M.
  3. Pass mark = pM/100 + f (verify with the second candidate).

Why: both expressions equal the same pass mark; subtracting them cancels it and leaves M.

Example: A candidate scoring 33% fails by 45 marks, while another scoring 45% gets 15 marks more than the pass marks. Find the maximum marks.

12%12\% of M =45+15=60= 45 + 15 = 60 → M =500= 500; pass mark =165+45=210= 165 + 45 = 210.

Type 2: Income–expenditure–savings changevery common2 practice Q
How to spot it:

'He spends 80% of his income; income rises a% and expenditure rises b% — % change in savings?'

savings=income−expenditure, track with income=100\text{savings} = \text{income} - \text{expenditure}, \ \text{track with income} = 100
  1. Set income = 100; write expenditure and savings.
  2. Apply the two % changes to income and expenditure separately.
  3. New savings = new income − new expenditure; % change on the old savings.

Why: savings is a leftover, not a base — its % change must be computed, never guessed.

Example: A person spends 80% of his income. His income increases by 15% and his expenditure increases by 10%. The percentage increase in his savings is:

Income 100/80/20 → 115/88/27 → savings rise 720×100=35%\frac{7}{20} \times 100 = 35\%.

Type 3: Price rise vs consumption (expenditure target)very common2 practice Q
How to spot it:

'The price rises by r% — by what % must consumption be cut so the expenditure stays the same?' (Or the expenditure is allowed to move by s%.)

cut%=100r100+r%,quantity chip=expenditure chipprice chip\text{cut}\% = \frac{100r}{100 + r}\%, \qquad \text{quantity chip} = \frac{\text{expenditure chip}}{\text{price chip}}
  1. Write chips: price 100+r100\frac{100 + r}{100}, expenditure 100+s100\frac{100 + s}{100} (s = 0 for 'same').
  2. Quantity chip = expenditure chip ÷ price chip.
  3. 1 − quantity chip is the cut.

Why: expenditure = price × quantity, so quantity adjusts by the ratio of the other two chips.

Example: The price of petrol rises by 25%. By what per cent must a family reduce its consumption so that the expenditure on petrol remains the same?

Quantity chip =1÷54=45= 1 \div \frac{5}{4} = \frac{4}{5} → cut =20%= 20\% (=100×25125= \frac{100 \times 25}{125}).

Type 4: Price cut → extra quantity for the same moneycommon2 practice Q
How to spot it:

'A reduction of r% in the price enables a family to buy k kg more for ₹M — find the (original/reduced) price.'

reduced price=r% of Mk,original=reduced1−r/100\text{reduced price} = \frac{r\% \text{ of } M}{k}, \qquad \text{original} = \frac{\text{reduced}}{1 - r/100}
  1. The r% cut saves r% of M — that saving is spent on the extra k units.
  2. Reduced price = saving ÷ k.
  3. Original price = reduced price ÷ (1 − r/100).

Why: the outlay is unchanged, so the money freed by the cut is exactly what buys the extra quantity.

Example: A reduction of 20% in the price of cooking oil enables a family to buy 5 kg more for ₹400. The original price per kg is:

Saving = 20% of 400 = ₹80 → reduced price =805=₹16= \frac{80}{5} = ₹16 → original =16×54=₹20= 16 \times \frac{5}{4} = ₹20.

Formulas

Pass marks equation
pM100+f=qM100−e\frac{pM}{100} + f = \frac{qM}{100} - e
Savings identity
savings=income−expenditure\text{savings} = \text{income} - \text{expenditure}
Price up r%, expenditure fixed
reduce consumption by 100r100+r%\text{reduce consumption by } \frac{100r}{100+r}\%
Price cut & extra quantity
reduced price=r% of outlayextra quantity,old price=reduced price1−r/100\text{reduced price} = \frac{r\% \text{ of outlay}}{\text{extra quantity}},\quad \text{old price} = \frac{\text{reduced price}}{1 - r/100}

Shortcut tricks

⚡ Marks gap = percentage gap

In two-candidate mark problems the difference of the two percentages times M equals the total mark gap (fail-by + exceed-by).

Example: A candidate scoring 33% fails by 45 marks; another scoring 45% gets 15 marks more than the pass mark. Find the maximum marks.

(45−33)%(45 - 33)\% of M = 45 + 15 = 60 ⇒ M=500M = 500.

⚡ Income = 100 bookkeeping

Set income to 100, express savings and expenditure, then apply every change and read the answer off.

Example: A man saves 20% of his income. His income rises 15% and expenditure rises 10%. % increase in savings?

Income 100 → save 20, spend 80. New: income 115, spend 88 ⇒ save 27. Increase = 7/20 = 35%.

⚡ Price cut: r% of money buys the extra

A r% price cut saves r% of the outlay, and that saved money buys the extra quantity at the REDUCED price.

Example: A 20% cut in sugar price lets a buyer get 5 kg more for ₹400. Find the original price.

Saved money = 20% of 400 = ₹80 = price of extra 5 kg ⇒ reduced price ₹16/kg ⇒ original price = ₹16×1008016 \times \frac{100}{80} = ₹20 per kg.

Where students lose marks

  • Using the fail-by and exceed-by marks with the same sign (they act in opposite directions: +f and −e on the two sides).

  • In savings problems, raising expenditure by 10% as 'reduce savings by 10%'.

  • For the price-cut question, dividing the full outlay (not r% of it) by the extra quantity.

  • Consumption reduction for a 25% price rise answered as 25% instead of 20%.

Practice sets — 13 questions

Sets of 10, mixed across the question types above. Each answer comes with a step-by-step explanation.

Topic test · 13 questions

Suggested time 9 min · wrong answers go to your mistake notebook automatically.