SBI Clerk (Junior Associate) 2026 salary & posts — pay level, in-hand, department
SBI Clerk (Junior Associate) (SBI Clerk — Junior Associate (Customer Support & Sales), Clerical Cadre) fills 1 post across one department or service in group Clerical. The table below lists each post with its department, group and pay level and an approximate monthly in-hand figure, taken from the same verified data as the SBI Clerk (Junior Associate) guide.
✓ Data verified 6 Oct 2026
Posts, department, group and pay level
| Post | Department | Group | Pay level | Approx. in-hand |
|---|---|---|---|---|
| Junior Associate (Customer Support & Sales) | State Bank of India, clerical cadre, across 17 circles | Clerical | Pay scale ₹24,050-1,340/3-28,070-1,650/3-33,020-2,000/4-41,020-2,340/7-57,400-4,400/1-61,800-2,680/1-64,480 · starting basic pay ₹26,730 (₹24,050 plus two advance increments admissible to graduates) | Total starting emoluments around ₹46,000 per month at a metro centre like Mumbai, inclusive of DA and allowances at current rates and two additional increments for newly recruited graduate Junior Associates; allowances vary by posting place |
Special requirements and notes by post
- Junior Associate (Customer Support & Sales):
Posting in the State/UT applied for; no inter-circle or inter-state transfer for the first 5 years; minimum probation of 6 months with prescribed e-lessons; local language test before joining
What pay level and in-hand salary mean
Pay level. Central government posts are placed on a pay matrix. A line such as "Level 2 · ₹19,900–63,200" says which row of the matrix the post sits in, followed by the entry pay and the top of the pay band as printed in the notification. The entry figure is the basic pay you start on; it is not what reaches your bank account.
Basic pay versus in-hand. In-hand (take-home) salary is basic pay plus allowances such as dearness allowance, house rent allowance and travel allowance, minus deductions. Allowances such as house rent and travel vary with the class of city you are posted in, which is why the same post can pay differently in different places.
Why the in-hand figures here are approximate. The in-hand column is a rough monthly estimate, not a guarantee; where it is blank the data only gives the official pay level.
Group. The group letter or label is how the post is classified in the notification. Posts in the same group can still sit at different pay levels, so always read the pay level column, not the group alone.
Always confirm with the notification. Pay levels, vacancies and department lists can change between cycles. The official notification is the final word.
Choosing between posts
Look at pay level first, then at the department and the nature of the job (desk, field or physical). Check any special requirements listed above before you rank posts, because a post you do not qualify for cannot be a fallback.
Before you decide, confirm that you meet the age and education rules on the SBI Clerk (Junior Associate) eligibility page, and see how the stages are scored on the SBI Clerk (Junior Associate) exam pattern page.
SBI Clerk (Junior Associate) salary & posts — overview
Every post listed here sits at the same pay level: Pay scale ₹24,050-1,340/3-28,070-1,650/3-33,020-2,000/4-41,020-2,340/7-57,400-4,400/1-61,800-2,680/1-64,480 · starting basic pay ₹26,730 (₹24,050 plus two advance increments admissible to graduates). That makes the choice between posts less about salary and more about the work, the employer and where you would be posted. The 2026 cycle lists 9,124 vacancies and an application fee of ₹750 for General/OBC/EWS · Nil for SC/ST/PwBD/XS/DXS (ex-servicemen and disabled ex-servicemen). Non-refundable..
SBI Clerk (Junior Associate) salary & posts — FAQs
Which posts are covered in SBI Clerk (Junior Associate) and what is the pay level of each?
All 1 posts sit at Pay scale ₹24,050-1,340/3-28,070-1,650/3-33,020-2,000/4-41,020-2,340/7-57,400-4,400/1-61,800-2,680/1-64,480 · starting basic pay ₹26,730 (₹24,050 plus two advance increments admissible to graduates): Junior Associate (Customer Support & Sales).
What is the approximate in-hand salary in SBI Clerk (Junior Associate)?
Junior Associate (Customer Support & Sales): Total starting emoluments around ₹46,000 per month at a metro centre like Mumbai, inclusive of DA and allowances at current rates and two additional increments for newly recruited graduate Junior Associates; allowances vary by posting place. These are estimates; your actual take-home depends on the city you are posted in and your deductions.
What is the SBI Clerk salary?
The starting basic pay is ₹26,730 (₹24,050 plus two advance increments for graduates) in the scale of ₹24,050 to ₹64,480. Total starting emoluments at a metro centre like Mumbai are around ₹46,000 per month including DA and allowances at current rates, and they vary with the posting location. There is also PF, pension under the defined-contribution NPS, medical and leave-fare benefits.
Can I apply for vacancies of two States?
No. You may apply for vacancies of one State/UT only and can appear for the test only once under this recruitment project. Your candidature is considered only against the vacancies of the State/UT you opted for, and the merit list is state-wise, so choose your State carefully, factoring in the local language requirement.